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FIXED-RATE MORTGAGE
Secure Your Financial Future
Fixed-rate mortgages protect you against rising rates since the interest rate remains the same for the entire term of the loan. Plus, you have the flexibility of selecting a 10, 15, 20, 25 or 30-year term (depending on the loan type). The main difference is the lower term options have higher monthly payments, which also means you are building home equity faster. Keep in mind you can use equity as a down payment for a new home if you sell your existing home or take out equity with a cash-out refinance.
Fixed-Rate Mortgage Highlights
If you plan on staying in your home for a longer time frame, a fixed-rate mortgage could be the right solution for you since this option features:
- Consistent monthly payments and interest rates
- Protection from rising interest rates
- Mortgage tax interest deduction*
- Different term length options
*This does not constitute tax advice. Please consult a tax advisor regarding your specific situation.
If you are interested in a fixed-rate mortgage, please schedule a call today!
Thinking of buying a home? Learn more about the home buying and mortgage process. Most importantly, get tips on how to avoid pitfalls and guarantee a smooth experience.
WHAT ARE CUSTOMERS ARE SAYING
“They are friendly, knowledgeable, and were always accessible for questions and concerns from a first time home buyer. I felt well taken care of every step of the way.”
Tori P.
“I've been working with Sean and his team for several years now and they have continually demonstrated exceptional professional service.”
Jack K.
“I loved how personalized our experience was. Sean and his associates did an outstanding job staying on top of our financial transactions, with the utmost professionalism.”
Sandra H.
“You couldn’t ask for a more loyal, friendly, knowledgeable, or hardworking lender! I’ve been working with Sean for the past couple of years and in that time he’s gone above and beyond countless times for our clients.”
Tom M.
“Sean and his entire team are phenomenal!! They made the process so easy and with very little stress. Sean was so accessible for any concerns or questions I had which was unexpected and awesome!”
Heather H.
“Rock solid team. Dealt with Sean and Jamie, and they both got the job done. It was a breath of fresh air to work with competent and clearly seasoned mortgage professionals.”
Michael D.
“Sean & his team can’t be more accessible and accommodating with all of my questions. They are very professional and really easy to work with.”
Sue J.
“Sean and his team were top notch! They would notify us if we needed to get whatever paperwork needed, or a signature, etc...they did all the hard work for us! Their follow up was stellar.”
K. N.
PROMISE HOME LOANS
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